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Double Down : This option will allow the player to double their initial bet for one, but only one, more card. The player will not be able to hit again. The player can double with any initial two cards. For example, an initial hand consisting of , , or Surrender : There is no surrender option available for the player in the Macau version.

The insurance wager will be half of your original bet. If the dealer has a blackjack, the payout of the insurance bet is The payout for this side bet is Aces are considered as 1 and if you receive a 13 the bet is lost. Rules The blackjack game will start once all the players have made their initial bets, including some side bets. Doubling after splitting is allowed. Dealers Decision The dealer will always act last, must hit up to 16 points and stand on 17 points or above.

Payouts Winning bets are paid even money, meaning Which is understandable, since many bets here seem to represent a sizable portion of the protagonists' life savings. The minimum wager at most tables is between U. But almost nobody bets the minimum. Even young men, very young men, in their late teens maybe, who proudly wear "American Original Playboy Spirit" windbreakers and have cultivated something resembling a moustache above their tender lips--even these lads wager sums that would make the typical Vegas high roller feel like a candidate for the all-you-can-eat buffet line.

The prevailing thinking among the gamblers here seems to be: "Small is bad, big is good. Even the chips, laminated plastic discs the size of your kitchen sink drain, are big. This compulsion to plunge it all away on the bounce of a ball or the turn of a domino, according to several residents of Hong Kong, can be explained as an obscure symptom of the city's absurd real estate market. One young professional, a bond trader who pays more than U.

So you gamble. In Hong Kong you have to gamble if you want to keep up. Then there's the no-nonsense point-of-view. We just love to play. And as long as we have some money in front of us, we won't stop. Though most ethnic generalizations are about as trustworthy as your friend's surefire system for beating the house, anyone in the gaming business will tell you there's no more dedicated players than the Chinese.

Indeed, many Chinese gamblers will tell you the same thing. We come to win, to make a big score. It's in our blood. According to Larry Clark, the executive vice president of casino operations at the Taj Mahal, where the Dragon Room caters to high-rolling Asians, casinos across America would love to capture even a small slice of the Oriental market. Outside of California, where special Asian games sections draw concert-size crowds, the Taj's Dragon Room is among the largest Asian gambling arenas outside of Asia.

Certain stylistic differences separate typical Occidental and Oriental bettors. Most Western gamblers like the casinos' complimentary booze; Asian gamblers prefer coffee. Most Westerners are mildly health conscious; players in the casinos of Macau smoke like overheated engines. Most Westerners play for three or four hours at a stretch; Hong Kongers in Macau bet for a considerably longer time--or until they've gone bust.

Westerners generally like slots and craps and blackjack; the Chinese players love an inscrutable domino game called pai gow. With the Chinese it's accepted. It's a way of life. Nothing illustrates Clark's assertion better than a visit to the Happy Valley Racecourse, which is wedged amongst a field of skyscrapers, in the heart of Hong Kong. A typical Wednesday night of horse racing draws close to 50, screaming patrons; weekend programs at the Sha Tin complex, in a nearby town, draw as many as 90, spectators.

They're not there just to watch the ponies run around in circles. According to Henry S. Chan, the Jockey Club's director of betting, "Horse racing is a way of life for us. It's entertainment and it's sport. But even more it's like an art.

Chinese people love to study the forms, to handicap the races. It's really our national sport. As the only legalized form of gambling in Hong Kong other than a national lottery, the racetracks are highly regulated--and, of course, highly profitable. Given this nationwide equine fervor, casino gambling is hardly necessary, according to Chan.

We wish Macau was even farther away," he says, laughing. Not that visitors to Macau can't enjoy horse racing as well as casino gambling. There is a Jockey Club there as well as a greyhound racing facility, lyrically dubbed the Canidrome. The latter broadcasts races over television and radio.

The Chinese cultural stereotype--highly superstitious, fascinated by the concept of luck--may have some truth to it, Chan concedes. And besides," Chan adds, "Chinese don't see betting on horses as 'gambling. We work hard and we play hard. Here in Hong Kong we have small homes and little leisure time. A day at the races is a most civilized relief from our hectic life.

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